
Services provided |
ArCa Transfer AMD |
ArCa Transfer USD |
ArCa Transfer EUR |
ArCa Transfer RUB |
Card provision |
0 |
0 |
0 |
0 |
Annual service fee |
0 |
0 |
0 |
0 |
Provision of additional card |
0 |
0 |
0 |
0 |
Annual service fee of the additional card |
0 |
0 |
0 |
0 |
Annual interest rate calculated on the positive balance of the card account |
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· Up to AMD 5 mln |
0 |
0 |
0 |
0 |
· AMD 5 mln and above |
1% |
0 |
0 |
0 |
Cash provision by the cards through the Bank’s ATMs and POS* |
0 % |
0 % |
0 % |
0 % |
Cash provision with cards through ATMs and POS terminals of other banks of RA that are member of ArCa system |
0.8 % |
0.8 % |
0.8 % |
0.8 % |
Non-cash transactions performed through POS terminals of the Bank and other banks |
0 |
0 |
0 |
0 |
Blocking of the card operation |
0 |
0 |
0 |
0 |
Unblocking of card operation |
AMD 1,000 |
AMD 1,000 |
AMD 1,000 |
AMD 1,000 |
Card reissuance in case of validity expiration |
0 |
0 |
0 |
0 |
Card reissuance in case of loss or damage |
AMD 1,000 |
AMD 1,000 |
AMD 1,000 |
AMD 1,000 |
PIN code generation request |
AMD 1,000 |
AMD 1,000 |
AMD 1,000 |
AMD 1,000 |
Monthly statement provision of card account |
0 |
0 |
0 |
0 |
Statement provision of card account for the period more than 1 month [1] |
AMD 1,000 |
AMD 1,000 |
AMD 1,000 |
AMD 1,000 |
Card to card transfer through www.arca.am website and ATMs |
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· For the benefit of the customers of the other banks that are member of ArCa system |
0.5% |
0.5% |
0.5 % |
0.5 % |
SMS notification on performed transaction |
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Transactions up to AMD 5,000[2] |
AMD 20 |
AMD 20 |
AMD 20 |
AMD 20 |
Transactions exceeding AMD 5,000 |
0 |
0 |
0 |
0 |
Overlimit penalty |
20 % annual |
20 % annual |
20 % annual |
20 % annual |
*Cash commission from ArCa, ArCa MIR, MasterCard և VISA USD cards and Euro cards as well as card accounts is 0.5%
[1] Commissions include VAT
[2] The tariff also applies to the SMS message sent in case of transaction rejection, regardless of the amount of the transaction.


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