Deposits Tariffs
Classical Deposit
|
Placed amount thresholds by currency |
Annual interest rate by terms |
||||
|
91 - 180 days |
181 - 365 days |
366 -545 days |
546 - 730 days |
731 - 1095 days |
|
|
AMD 200,000 - 25,000,000 |
6 % |
8 % |
9.5 % |
10 % |
10.5 % |
|
USD 500 - 50,000 |
2 % |
3 % |
4 % |
4.5 % |
5 % |
|
EUR 500 - 40,000 |
1 % |
1.5 % |
2 % |
2.5 % |
3 % |
|
RUB 30,000 - 3,000,000 |
5 % |
5.5 % |
6 % |
- |
- |
- The deposit is accepted from physical individuals as well as legal entities both in the Bank and through "EvocaTouch" or "EvocaOnline" remote control systems.
- In case of regular interest payment (monthly, quarterly, semi-annual, annual) for deposits in AMD an interest rate of 0.5% lower than the above mentioned scale is defined, whereas for deposits in USD, EUR and RUB interest rate of 0.25% lower than the above mentioned scale is defined.
- The Depositor can replenish the deposit amount starting from minimum AMD 200,000, USD 500, EUR 500 and RUB 30,000.
In case of placing deposit in AMD with possibility to replenish the amount 0.5% lower interest rate than the above mentioned scale is defined, whereas for deposits in USD, EUR and RUB interest rate of 0.25% lower than the above mentioned scale is defined. The sum of all the replenishments made cannot exceed the initial deposit placement amount. During the last 3 (three) months of the Deposit agreement no replenishment is allowed.
- In case of early termination of the deposit agreement as per Depositor’s request, the Bank recalculates the interest according to the following rates:
|
Deposit currency |
Annual interest rate by term |
|
|
Up to 365 days |
366 - 1095 days |
|
|
AMD |
0.5 % |
8.5 % |
|
USD |
0.1 % |
3.5 % |
|
EUR |
0.1 % |
1.5 % |
|
RUB |
0.1 % |
5 % |
- Partial reduction of the deposit amount is not allowed.
Additional terms
- If the depositor is a citizen of the Republic of Armenia, the Bank can provide a payment card without charging an annual service fee.
- The types of the suggested payment cards according to the amount of the placed deposit can be found below:
|
Deposit currency/ card type |
MasterCard Standard/ Visa Classic |
MasterCard Gold/Visa Gold |
VISA Infinite |
|
AMD |
500,000 – 25,000,000 |
25,000,001 –50,000,000 |
50,000,001 and above |
|
USD |
1,000 – 50,000 |
50,001 – 100,000 |
100,001 and above |
|
EUR |
1,000 – 40,000 |
40,001 – 100,000 |
100,001 and above |
|
RUB |
60,000 – 3,000,000 |
3,000,001 – 7,000,000 |
7,000,001 and above |
In case of expiration of the deposit or early termination of the Deposit Agreement by the depositor, the service of the payment card provided for the deposit shall continue to be serviced without charging the annual service fee until the expiration of the payment card, except for Visa Infinite payment cards. In case of early termination or expiration of the Deposit Agreement by Visa Infinite payment card holders, the Visa Infiite payment card provided for the Deposit is closed or, if the customer wants, operates in accordance with the current rates and rates of the Bank.