Deposits Tariffs

Classical Deposit

Placed amount thresholds by currency

Annual interest rate by terms

91 - 180 days

181 - 365 days

366 -545 days

546 - 730 days

731 - 1095 days

AMD 200,000 - 25,000,000

6 %

8 %

9.5 %

10 %

10.5 %

USD 500 - 50,000

2 %

3 %

4.5 %

5 %

5.5 %

EUR 500 - 40,000

1 %

1.5 %

2.5 %

3 %

3.5 %

RUB 30,000 - 3,000,000

5 %

6 %

6.5 %

-

-

  1. The deposit is accepted from physical individuals as well as legal entities both in the Bank and through "EvocaTouch" or "EvocaOnline" remote control systems.
  2. In case of regular interest payment (monthly, quarterly, semi-annual, annual) for deposits in AMD an interest rate of 0.5% lower than the above mentioned scale is defined, whereas for deposits in USD, EUR and RUB interest rate of 0.25% lower than the above mentioned scale is defined.
  3. The Depositor can replenish the deposit amount starting from minimum AMD 200,000, USD 500, EUR 500 and RUB 30,000.

In case of placing deposit in AMD with possibility to replenish the amount 0.5% lower interest rate than the above mentioned scale is defined, whereas for deposits in USD, EUR and RUB interest rate of 0.25% lower than the above mentioned scale is defined.  The sum of all the replenishments made cannot exceed the initial deposit placement amount. During the last 3 (three) months of the Deposit agreement no replenishment is allowed.

  1. In case of early termination of the deposit agreement as per Depositor’s request, the Bank recalculates the interest according to the following rates:

Deposit currency

Annual interest rate by term

Up to 365 days

366 - 1095 days

AMD

0.5 %

8.5 %

USD

0.1 %

4 %

EUR

0.1 %

2 %

RUB

0.1 %

5 %

  1. Partial reduction of the deposit amount is not allowed.

Additional terms

  1. As per Customer’s request, the Bank can provide payment card without annual service fee.
  2. The types of the suggested payment cards according to the amount of the placed deposit can be found below:

Deposit currency/

card type

MasterCard Standard/ Visa Classic

MasterCard Gold/Visa Gold

VISA Infinite

AMD

500,000 – 25,000,000

25,000,001 –50,000,000

50,000,001 and above

USD

1,000 – 50,000

50,001 – 100,000

100,001 and above

EUR

1,000 – 40,000

40,001 –  100,000

100,001 and above

RUB

60,000 – 3,000,000

3,000,001 – 7,000,000

7,000,001 and above

In case of expiration of the deposit or early termination of the Deposit Agreement by the depositor, the service of the payment card provided for the deposit shall continue to be serviced without charging the annual service fee until the expiration of the payment card, except for Visa Infinite payment cards. In case of early termination or expiration of the Deposit Agreement by Visa Infinite payment card holders, the Visa Infiite payment card provided for the Deposit is closed or, if the customer wants, operates in accordance with the current rates and rates of the Bank.