Loans
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Evoca online loan in our partner Wallets
To use an online loan, you only need to be an identified client of Wallets cooperating with the Bank and have an Evoca account. And if you don't have an Evoca account, you can open one directly in Wallet within seconds.
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up to
500,000.00 ֏
Amount
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12-36 months
Loan term
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21.5 %
Annual nominal interest rate
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up to
500,000.00 ֏
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Affordable housing for a serviceman
Get your new apartment with the most convenient conditions. The mortgage loan is provided within the framework of the state-targeted program.
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up to
25,65 mln ֏
Amount
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120-180 months
Loan term
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11%
Annual nominal interest rate
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5%
Subsidized interest rate
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up to
25,65 mln ֏
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Home renovation mortgage loans from families displaced from Artsakh
Evocabank provides a mortgage loan for the renovation of an apartment or residential house.
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up to
5 mln ֏
Amount
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60 months
Loan term
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13%
Interest rate
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up to
5 mln ֏
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Property Secured Personal Loans (without income statements)
Property secured loans without income statements requirement.
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up to
50 mln. ֏
Amount
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24-120 months
Loan term
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from
8%
Interest rate
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up to
50%
Loan/collateral ratio
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up to
50 mln. ֏
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Personal loan secured by property collateral (with credit assessment)
Do you need money to cover current financial needs? Are you looking for low interest loans? Then you are in the right place! Welcome to Evocabank!
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up to
100 mln. ֏
Amount
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In case of pledging a real property
24-120 mon.
Loan term
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In case of pledging a movable property
60 mon.
Loan term
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from
7%
Interest rate
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up to
100 mln. ֏
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Action
Get Action online loan 24/7 with the help of EvocaTOUCH app.
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up to
10 mln ֏
Amount
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up to
60 months
Loan term
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from
12%
Interest rate
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up to
10 mln ֏
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Housing mortgages for non-resident individuals
Get the apartment of your dreams through Evocabank mortgage lending.
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up to
80 mln. ֏
Amount
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up to
180 months
Loan term
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fixed from
8.2%
Interest rate
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floating from
7.7%
Interest rate
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up to
80 mln. ֏
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Оverdraft оnline
Do you have unexpected expenses? Evocabank's Overdraft Online is the best short-term solution. 24/7 availibility and no document flow.
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36 months
Loan term
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from
12%
Annual nominal interest rate
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up to
10 mln. ֏
Amount
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36 months
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Mortgage loan "Affordable Housing for Young Families"
Buy your dream house with us. It is easy, fast and simple.
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up to
27 mln. ֏
Amount
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up to
180 months
Loan term
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2-4%
Subsidized interest rate
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6.9%
Interest rate
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up to
27 mln. ֏
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Fund Secured Credit Line
Don’t spend your savings! We have a profitable offer to cover your financial needs!
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of the deposit amount up to
90%
Amount
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of the bond amount up to
70%
Amount
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interest rate of the deposit plus
2%
Interest rate
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interest rate of the bond plus
2%
Interest rate
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of the deposit amount up to
90%
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EE Purchase Loans by NMC
Getting an energy efficient loan today, you are doubling your investment for the better future and saving a lot of money.
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up to
45 mln ֏
Amount
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up to
240 months
Loan term
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from
12.5%
Interest rate
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up to
45 mln ֏
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National Mortgage Company EE Improvement Repair Loans "My Roof"
Repair your apartment or residential house through "My roof" EE Raising repair loan by National Mortgage Company.
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up to
10 mln. ֏
Amount
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maximum
84 months
Loan term
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14%
Interest rate
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up to
10 mln. ֏
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Evolution
It's time for new qualifications and specializations, but there are obstacles with tuition fees payment! Evocabank will pay for you.
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up to
1 mln. ֏
Amount
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up to
18 months
Loan term
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from
18%
Interest rate
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up to
1 mln. ֏
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Mortgage loan to displaced families from Artsakh regions
Evocabank is always by your side. We offer mortgage loans on special terms to families displaced by the war unleashed by Azerbaijan on September 27, 2020.
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Mortgage loan for families living in the border regions of RA
Evocabank is always by your side. We offer mortgage loans with special conditions to the residents of the border communities of the RA.
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Mortgage Loans under the National Mortgage Company program
Evocabank offers mortgage loans under the National Mortgage Company Loan program.
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up to
35 mln. ֏
Amount
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up to
240 months
Loan term
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For purchase from
13%
Interest rate
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For renovation from
13%
Interest rate
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up to
35 mln. ֏
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Mortgage Loans with a Floating Interest Rate
Evocabank offers Mortgage Loans with a Floating Interest Rate for residential real estate purchase, construction or renovation.
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up to
80 mln. ֏
Amount
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up to
240 months
Loan term
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For purchase or construction from
13.2%
Interest rate
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For renovation from
14.2%
Interest rate
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up to
80 mln. ֏
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Overdrafts
Today overdraft is one of the best and the fastest ways to handle the unforeseen financial needs. Evocabank offers overdrafts with the minimum monthly prepayment.
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up to
10 mln. ֏
Amount
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up to
36 months
Loan term
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from
12%
Interest rate
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up to
10 mln. ֏
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Gold Secured (Pawn) Loans Based on Creditworthiness
Evocabank offers gold secured loans in cash and non-cash.
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up to
10 mln. ֏
Amount
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24-36 mon.
Loan term
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19.5%
Interest term
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up to
150%
Loan/collateral ratio
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up to
10 mln. ֏
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Renovation loans under National Mortgage Company, Jerm Ojakh
Make your house more energy efficient with Evocabank!
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up to
3 min. ֏
Amount
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up to
84 months
Loan term
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12.5%
Interest rate
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up to
3 min. ֏
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Student Loans
Do you want to acquire new skills and qualifications, but you don’t have enough funds? No worries, Evocabank will pay for you, just realize your dreams!
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up to
4 mln. ֏
Amount
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up to
120 months
Loan term
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9%
Interest rate
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2-3%
Subsidized interest rate
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up to
4 mln. ֏
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Credit Line with Visa Infinite Card
Get credit line from Evocabank with Visa premium class Infinite card and you’ll have lots of benefits.
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up to
10 mln. ֏
Amount
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12-36 months
Loan term
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from
12%
Interest rate
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Up to 45 days
Grace period
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up to
10 mln. ֏
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Gold Secured (Pawn) Loans
Apply for a gold secured loan at Evocabank’s branches within several minutes and get a loan up to 95 percentage points of the estimated value of the gold item.
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up to
10 mln. ֏
Amount
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3-36 mon.
Loan term
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from
15.5%
Interest rate
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up to
95%
Loan/collateral ratio
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up to
10 mln. ֏
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EE Building Loans by NMC
Invest in the energy-efficient construction of your apartment and get the opportunity to pay less for your electricity and gas.
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up to
45 mln. ֏
Amount
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maximum
240 months
Loan term
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from
13%
Interest rate
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up to
45 mln. ֏
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Online and Point of Sale Loans
Do you want to obtain your desired goods or services, but don’t have enough funds? Apply for Evocabank’s Online and Point of Sale Loans!
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up to
3 mln. ֏
Amount
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36 months
Loan term
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up to
21.5%
Interest rate
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maximum
5 minutes
Loan approval period
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up to
3 mln. ֏
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Guaranteed Loans
Do you need money to bring new ideas to life? Make them real with Evocabank!
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up to
5 mln. ֏
Amount
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up to
60 months
Loan term
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from
15.5%
Interest rate
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up to
5 mln. ֏
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Commercial mortgage loans
Don’t you have enough funds for business growth? You are in the right place! Welcome to Evocabank!
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up to
120 mln. ֏
Amount
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up to
240 months
Loan term
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from
7.2%
Interest rate
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up to
120 mln. ֏
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Residential Mortgage Loans
Are you looking for your dream house? Apply for Residential Mortgage Loan!
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up to
80 mln. ֏
Amount
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up to
180 months
Loan term
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from
13.7%
Interest rate
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up to
80 mln. ֏
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Car Loans
Are you going to buy a new car? Have you already decided the brand, model and color? Evocabank will make your driving dream a reality!
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up to
50 mln. ֏
Amount
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up to
84 months
Loan term
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from
13%
Interest Rate
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from
10%
Prepayment
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up to
50 mln. ֏
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Salary Overdrafts
Are you Evoca salaried card holder and do you have problems with current expenses? Evocabank will provide favorable Salary Overdrafts.
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Loans for EE renovation of apartments and individual dwellings
Evocabank offers loans under state support program for energy-efficient renovation of apartments and single-family homes.
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up to
10 մլն. ֏
Amount
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up to
84 months
Loan Term
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14%
Interest rate
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up to
10 մլն. ֏
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Mortgage loan to servicemen by NMC program
Evocabank offers a mortgage loan for the purpose of purchasing real estate from the secondary market or construction of a residential house.
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up to
26,65 mln ֏
Amount
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up to
240 months
Loan term
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13%
Annual nominal interest rate
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5%
Subsidized interest rate
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up to
26,65 mln ֏