Loans
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                             Residential Mortgage Loans Residential Mortgage LoansAre you looking for your dream house? Apply for Residential Mortgage Loan! - 
                                        up to
                                        80 mln. ֏
                                        Amount 
- 
                                        up to
                                        240 months
                                        Loan term 
- 
                                        from
                                        13.2%
                                        Interest rate 
 
- 
                                        up to
                                        80 mln. ֏
                                        
- 
                        
                             Personal loan secured by property collateral (with credit assessment) Personal loan secured by property collateral (with credit assessment)Do you need money to cover current financial needs? Are you looking for low interest loans? Then you are in the right place! Welcome to Evocabank! - 
                                        up to
                                        100 mln. ֏
                                        Amount 
- 
                                        In case of pledging a real property
                                        24-120 mon.
                                        Loan term 
- 
                                        In case of pledging a movable property
                                        60 mon.
                                        Loan term 
- 
                                        from
                                        15%
                                        Interest rate 
 
- 
                                        up to
                                        100 mln. ֏
                                        
- 
                        
                             Action ActionGet Action online loan 24/7 with the help of EvocaTOUCH app. - 
                                        up to
                                        10 mln  ֏
                                        Amount 
- 
                                        up to
                                        60 months
                                        Loan term 
 
- 
                                        up to
                                        10 mln  ֏
                                        
- 
                        
                             EvocaHOME EvocaHOMEWant to renovate your apartment? or planning to buy new furniture? With the new overdraft offered by Evoca, you will create the apartment of your dreams with the most convenient conditions. - 
                                        
                                        16%
                                        Annual nominal interest rate 
- 
                                        up to
                                        10 mln ֏
                                        Amount 
- 
                                        
                                        60 months
                                        Loan term 
 
- 
                                        
                                        16%
                                        
- 
                        
                             Mortgage loan to displaced families from Artsakh Mortgage loan to displaced families from ArtsakhEvocabank is always by your side. We offer mortgage loans on special terms to families forcibly displaced from Nagorno-Karabakh. - 
                                        up to
                                        80 mln ֏
                                        Amount 
- 
                                        
                                        120 months
                                        Loan term 
- 
                                        
                                        13%
                                        Annual nominal interest rate 
 
- 
                                        up to
                                        80 mln ֏
                                        
- 
                        
                             Individual INVESTMENT Loan Individual INVESTMENT LoanNot a loan, but an investment: did you know that through Evoca you can purchase real estate or movable property abroad and receive additional income? - 
                                        up to
                                        350 mln ֏
                                        Amount 
- 
                                        
                                        240 months
                                        Loan term 
- 
                                        
                                        15%
                                        Annual nominal interest rate 
 
- 
                                        up to
                                        350 mln ֏
                                        
- 
                        
                             Parking space purchase loan Parking space purchase loanWith Evocabank's new loan offer, you can finally acquire your own parking space and forget about the inconveniences of parking your car. - 
                                        up to
                                        8 mln ֏
                                        Amount 
- 
                                        
                                        60 months
                                        Loan term 
- 
                                        from
                                        16%
                                        Interest rate 
 
- 
                                        up to
                                        8 mln ֏
                                        
- 
                        
                             Land Acquisition Loan Land Acquisition LoanAre you looking for land to build your dream house, create a recreation area or for other purposes? You have already found it. - 
                                        up to
                                        80 mln. ֏
                                        Amount 
- 
                                        up to
                                        240 months
                                        Loan term 
- 
                                        from
                                        14%
                                        Interest rate 
 
- 
                                        up to
                                        80 mln. ֏
                                        
- 
                        
                             Micro-renovation Loan with Bank Resources Micro-renovation Loan with Bank ResourcesPlanning to renovate your apartment? Get Evocabank’s micro-renovation loan and take advantage of the state subsidy opportunity! - 
                                        up to
                                        5 mln. ֏
                                        Amount 
- 
                                        
                                        60 months
                                        Loan term 
- 
                                        
                                        17%
                                        Interest rate 
 
- 
                                        up to
                                        5 mln. ֏
                                        
- 
                        
                             EvocaPOWER EvocaPOWERElectricity for your home is obtained from solar energy, loans – from Evoca. For EvocaPOWER loans, you don't need to make down payment, pledge property or visit the bank. - 
                                        up to
                                        5 mln. ֏
                                        Amount 
- 
                                        up to
                                        60 months
                                        Loan term 
- 
                                        starting at
                                        0%
                                        Interest rate 
 
- 
                                        up to
                                        5 mln. ֏
                                        
- 
                        
                             Property Secured Personal Loans (without income statements) Property Secured Personal Loans (without income statements)Property secured loans without income statements requirement. - 
                                        up to
                                        50 mln. ֏
                                        Amount 
- 
                                        
                                        24-120 months
                                        Loan term 
- 
                                        from
                                        16%
                                        Interest rate 
- 
                                        up to
                                        50%
                                        Loan/collateral ratio 
 
- 
                                        up to
                                        50 mln. ֏
                                        
- 
                        
                             Overdraft online Overdraft onlineDo you have unexpected expenses? Evocabank's Overdraft Online is the best short-term solution. 24/7 availibility and no document flow. - 
                                        
                                        36 months
                                        Loan term 
- 
                                        up to
                                        10 mln. ֏
                                        Amount 
 
- 
                                        
                                        36 months
                                        
- 
                        
                             Guaranteed Loans Guaranteed LoansDo you need money to bring new ideas to life? Make them real with Evocabank! - 
                                        up to
                                        10 mln. ֏
                                        Amount 
- 
                                        up to
                                        60 months
                                        Loan term 
- 
                                        up to
                                        19%
                                        Interest rate 
 
- 
                                        up to
                                        10 mln. ֏
                                        
- 
                        
                             Housing mortgages for non-resident individuals Housing mortgages for non-resident individualsGet the apartment of your dreams through Evocabank mortgage lending. - 
                                        up to
                                        80 mln. ֏
                                        Amount 
- 
                                        up to
                                        180 months
                                        Loan term 
- 
                                        fixed from
                                        8.2%
                                        Interest rate 
- 
                                        floating from
                                        7.7%
                                        Interest rate 
 
- 
                                        up to
                                        80 mln. ֏
                                        
- 
                        
                             Gold Secured (Pawn) Loans Gold Secured (Pawn) LoansApply for a gold secured loan at Evocabank’s branches within several minutes and get a loan up to 95 percentage points of the estimated value of the gold item. - 
                                        up to
                                        50 mln. ֏
                                        Amount 
- 
                                        
                                        3-36 mon.
                                        Loan term 
- 
                                        from
                                        15.5%
                                        Interest rate 
- 
                                        up to
                                        95%
                                        Loan/collateral ratio 
 
- 
                                        up to
                                        50 mln. ֏
                                        
- 
                        
                             Commercial mortgage loans Commercial mortgage loansDon’t you have enough funds for business growth? You are in the right place! Welcome to Evocabank! - 
                                        up to
                                        120 mln. ֏
                                        Amount 
- 
                                        up to
                                        240 months
                                        Loan term 
- 
                                        from
                                        7.2%
                                        Interest rate 
 
- 
                                        up to
                                        120 mln. ֏
                                        
- 
                        
                             Gold Secured (Pawn) Loans Based on Creditworthiness Gold Secured (Pawn) Loans Based on CreditworthinessEvocabank offers gold secured loans in cash and non-cash. - 
                                        up to
                                        50 mln. ֏
                                        Amount 
- 
                                        
                                        24-36 mon.
                                        Loan term 
- 
                                        
                                        19.5%
                                        Interest term 
- 
                                        up to
                                        150%
                                        Loan/collateral ratio 
 
- 
                                        up to
                                        50 mln. ֏
                                        
- 
                        
                             Mortgage Loans under the National Mortgage Company program Mortgage Loans under the National Mortgage Company programEvocabank offers mortgage loans under the National Mortgage Company Loan program. - 
                                        up to
                                        35 mln. ֏
                                        Amount 
- 
                                        up to
                                        240 months
                                        Loan term 
- 
                                        For purchase from
                                        12․5%
                                        Interest rate 
 
- 
                                        up to
                                        35 mln. ֏
                                        
- 
                        
                             Building Loans by NMC Building Loans by NMCInvest in the energy-efficient construction of your apartment and get the opportunity to pay less for your electricity and gas. - 
                                        up to
                                        45 mln. ֏
                                        Amount 
- 
                                        maximum
                                        240 months
                                        Loan term 
- 
                                        from
                                        12.5%
                                        Interest rate 
 
- 
                                        up to
                                        45 mln. ֏
                                        
- 
                        
                             Renovation loans under National Mortgage Company Renovation loans under National Mortgage CompanyMake your house more energy efficient with Evocabank! - 
                                        up to
                                        15 min. ֏
                                        Amount 
- 
                                        up to
                                        84 months
                                        Loan term 
- 
                                        starting from
                                        12.5%
                                        Interest rate 
 
- 
                                        up to
                                        15 min. ֏
                                        
- 
                        
                             Mortgage loan "Affordable Housing for Young Families" Mortgage loan "Affordable Housing for Young Families"Buy your dream house with us. It is easy, fast and simple. - 
                                        up to
                                        27 mln. ֏
                                        Amount 
- 
                                        up to
                                        180 months
                                        Loan term 
- 
                                        
                                        2-4%
                                        Subsidized interest rate 
- 
                                        
                                        6.9%
                                        Interest rate 
 
- 
                                        up to
                                        27 mln. ֏
                                        
- 
                        
                             Deposit secured loan / credit limit Deposit secured loan / credit limitDon’t spend your savings! We have a profitable offer to cover your financial needs! - 
                                        of the deposit amount up to
                                        95%
                                        Amount 
- 
                                        of the bond amount up to
                                        80%
                                        Amount 
 
- 
                                        of the deposit amount up to
                                        95%
                                        
- 
                        
                             Overdrafts OverdraftsToday overdraft is one of the best and the fastest ways to handle the unforeseen financial needs. Evocabank offers overdrafts with the minimum monthly prepayment. - 
                                        up to
                                        10 mln. ֏
                                        Amount 
- 
                                        up to
                                        36 months
                                        Loan term 
- 
                                        from
                                        16%
                                        Interest rate 
 
- 
                                        up to
                                        10 mln. ֏
                                        
- 
                        
                             Credit Line with Visa Infinite Card Credit Line with Visa Infinite CardGet credit line from Evocabank with Visa premium class Infinite card and you’ll have lots of benefits. - 
                                        up to
                                        10 mln. ֏
                                        Amount 
- 
                                        
                                        12-36 months
                                        Loan term 
- 
                                        
                                        15%
                                        Interest rate 
- 
                                        
                                        Up to 45 days
                                        Grace period 
 
- 
                                        up to
                                        10 mln. ֏
                                        
- 
                        
                             Mortgage loan to displaced families from Artsakh regions Mortgage loan to displaced families from Artsakh regionsEvocabank is always by your side. We offer mortgage loans on special terms to families displaced by the war unleashed by Azerbaijan on September 27, 2020. 
- 
                        
                             Home renovation mortgage loans from families displaced from Artsakh Home renovation mortgage loans from families displaced from ArtsakhEvocabank provides a mortgage loan for the renovation of an apartment or residential house. - 
                                        up to
                                        10 mln ֏
                                        Amount 
- 
                                        
                                        60 months
                                        Loan term 
- 
                                        
                                        13%
                                        Interest rate 
 
- 
                                        up to
                                        10 mln ֏
                                        
- 
                        
                             Student Loans Student LoansDo you want to acquire new skills and qualifications, but you don’t have enough funds? No worries, Evocabank will pay for you, just realize your dreams! - 
                                        up to
                                        4 mln. ֏
                                        Amount 
- 
                                        up to
                                        120 months
                                        Loan term 
- 
                                        
                                        9%
                                        Interest rate 
- 
                                        
                                        2-3%
                                        Subsidized interest rate 
 
- 
                                        up to
                                        4 mln. ֏
                                        
- 
                        
                             Evolution EvolutionIt's time for new qualifications and specializations, but there are obstacles with tuition fees payment! Evocabank will pay for you. - 
                                        up to
                                        1 mln. ֏
                                        Amount 
- 
                                        up to
                                        18 months
                                        Loan term 
- 
                                        from
                                        18%
                                        Interest rate 
 
- 
                                        up to
                                        1 mln. ֏
                                        
- 
                        
                             Mortgage loan to servicemen Mortgage loan to servicemenGet your new apartment with the most convenient conditions. The mortgage loan is provided within the framework of the state-targeted program. - 
                                        up to
                                        25,65 mln ֏
                                        Amount 
- 
                                        
                                        120-240 months
                                        Loan term 
- 
                                        
                                        11-13%
                                        Annual nominal interest rate 
- 
                                        
                                        5%
                                        Subsidized interest rate 
 
- 
                                        up to
                                        25,65 mln ֏
                                        
- 
                        
                             Online and Point of Sale Loans Online and Point of Sale LoansDo you want to obtain your desired goods or services, but don’t have enough funds? Apply for Evocabank’s Online and Point of Sale Loans! - 
                                        up to
                                        3 mln. ֏
                                        Amount 
- 
                                        
                                        36 months
                                        Loan term 
- 
                                        up to
                                        21.5%
                                        Interest rate 
- 
                                        maximum
                                        5 minutes
                                        Loan approval period 
 
- 
                                        up to
                                        3 mln. ֏
                                        
- 
                        
                             Car Loans Car LoansAre you going to buy a new car? Have you already decided the brand, model and color? Evocabank will make your driving dream a reality! - 
                                        up to
                                        50 mln. ֏
                                        Amount 
- 
                                        up to
                                        84 months
                                        Loan term 
- 
                                        from
                                        13%
                                        Interest Rate 
- 
                                        from
                                        10%
                                        Prepayment 
 
- 
                                        up to
                                        50 mln. ֏
                                        
- 
                        
                             Salary Overdrafts Salary OverdraftsAre you Evoca salaried card holder and do you have problems with current expenses? Evocabank will provide favorable Salary Overdrafts. 
 
                