Loans

  • Fund Secured Credit Line
    Fund Secured Credit Line

    Don’t spend your savings! We have a profitable offer to cover your financial needs!

    • of the deposit amount up to 90%

      Amount

    • of the bond amount up to 70%

      Amount

    • interest rate of the deposit plus 2%

      Interest rate

    • interest rate of the bond plus 2%

      Interest rate

  • Loan under the Renewable Energy and Energy Saving Program
    Loan under the Renewable Energy and Energy Saving Program

    Apply for the loan under “EE and Renewable Energy Program” and heat your home with Evocabank!

    • up to 3 mln. ֏

      Amount

    • up to 96 months

      Loan term

    • non-gasified communities 9%

      Interest rate

    • gasified communities 11%

      Interest rate

  • Credit line provided by Visa Vision payment cards
    Credit line provided by Visa Vision payment cards

    Take advantage of the most convenient and fast version of the credit line provided by Visa Vision card.

    • up to 5 mln. ֏

      Amount

    • up to 36 months

      Loan term

    • from 12%

      Interest rate

  • Property Secured Personal Loans
    Property Secured Personal Loans

    Do you need money to cover current financial needs? Are you looking for low interest loans? Then you are in the right place! Welcome to Evocabank!

    • up to 100 mln. ֏

      Amount

    • In case of pledging a real property 24-84 mon.

      Loan term

    • In case of pledging a movable property 24-60 mon.

      Loan term

    • from 9%

      Interest rate

  • Overdrafts
    Overdrafts

    Today overdraft is one of the best and the fastest ways to handle the unforeseen financial needs. Evocabank offers overdrafts with the minimum monthly prepayment.

    • up to 3 mln. ֏

      Amount

    • up to 36 months

      Loan term

    • from 16%

      Interest rate

  • Gold Secured (Pawn) Loans Based on Creditworthiness
    Gold Secured (Pawn) Loans Based on Creditworthiness

    Evocabank offers gold secured loans in cash and non-cash.

    • up to 10 mln. ֏

      Amount

    • 24-36 mon.

      Loan term

    • 19.5%

      Interest term

    • up to 150%

      Loan/collateral ratio

  • Student Loans
    Student Loans

    Do you want to acquire new skills and qualifications, but you don’t have enough funds? No worries, Evocabank will pay for you, just realize your dreams!

    • up to 4 mln. ֏

      Amount

    • up to 120 months

      Loan term

    • 9%

      Interest rate

    • 2-3%

      Subsidized interest rate

  • Overdraft to Bank customers with payment cards
    Overdraft to Bank customers with payment cards

    If you have been Evoca customer for at least 6 months and have property secured loan at Bank, then we have an attractive offer for you.

    • up to 10 mln. ֏

      Amount

    • 36 months

      Loan term

    • from 12%

      Interest rate

    • maximum 5 days

      Loan approval period

  • Credit Line with Visa Infinite Card
    Credit Line with Visa Infinite Card

    Get credit line from Evocabank with Visa premium class Infinite card and you’ll have lots of benefits.

    • up to 10 mln. ֏

      Amount

    • 12-36 months

      Loan term

    • from 12%

      Interest rate

    • Up to 45 days

      Grace period

  • Gold Secured (Pawn) Loans
    Gold Secured (Pawn) Loans

    Apply for a gold secured loan at Evocabank’s branches within several minutes and get a loan up to 95 percentage points of the estimated value of the gold item.

    • up to 10 mln. ֏

      Amount

    • 3-36 mon.

      Loan term

    • from 15.5%

      Interest rate

    • up to 95%

      Loan/collateral ratio

  • Guaranteed Loans
    Guaranteed Loans

    Do you need money to bring new ideas to life? Make them real with Evocabank!

    • up to 5 mln. ֏

      Amount

    • up to 60 months

      Loan term

    • from 15.5%

      Interest rate

  • Property Secured Personal Loans (without income statements)
    Property Secured Personal Loans (without income statements)

    Property secured loans without income statements requirement.

    • up to 50 mln. ֏

      Amount

    • 24-120 months

      Loan term

    • from 10%

      Interest rate

    • up to 50%

      Loan/collateral ratio

  • Salary Overdrafts
    Salary Overdrafts

    Are you Evoca salaried card holder and do you have problems with current expenses? Evocabank will provide favorable Salary Overdrafts.