Senior Credit Risk Management Specialist

Role description:

Evoca is seeking a Senior Credit Risk Management Specialist who will be responsible for analyzing credit risks and credit applications, providing expert opinions on the reviewed applications, participating in the development of internal regulations and scoring systems, and contributing to the creation of creditworthiness assessment mechanisms for new lending products.

What will you gain?

We are committed to ensuring everyone can flourish in their roles by creating a working environment that supports wellbeing and provides a generous benefits package, a wide range of career and personal development opportunities. By joining Evoca, you will get:

• health insurance;
• travel insurance;
• favorable terms of Evoca products and services;
• holiday and year-end bonuses;
• bonuses on marriage, birth of a child;
• paid days off;
• sport package;
• English language trainings;
• large opportunities for continuous learning and development (participation in international conferences, business trips abroad, opportunities to get international certifications and study in top universities worldwide).

What will you be doing?

• review of analyzed credit applications and provision of conclusions;
• participation in the process of updating and improving the Bank’s internal regulatory acts;
• involvement in the development of new credit products, including defining creditworthiness assessment criteria and providing expert opinions;
• participation in the development, maintenance, and testing of scoring systems;
• review and development of internal regulatory documents related to credit risk;
• monitoring of credit portfolio concentrations;
• calculation and supervision of the Central Bank’s prudential ratios and internal limits;
• research of external sources and reporting potential risks related to the Bank and/or its clients to the immediate supervisor;
• oversight of monitoring processes;
• conducting other necessary analyses related to the credit portfolio.

What skills are we looking for?

• higher education in Economics or Finance;
• at least 2 years of professional experience in the banking sector (experience in lending will be considered an advantage);
• strong financial analysis skills;
• good knowledge of creditworthiness assessment principles;
• knowledge of banking legislation;
• basic knowledge of tax legislation;
• good command of MS Excel;
• knowledge of working with SQL databases will be considered an advantage;
• ability to search for and analyze necessary information from external sources, including the internet;
• strong communication and negotiation skills;
• effective teamwork skills;
• stress resistance.

Please send your CV to [email protected] by indicating "Senior Credit Risk Management Specialist" in the subject line of the e-mail.