Arca Union Pay Co-badge

One card, multiple opportunities. Arca for daily purchases, and Union Pay for travel and international purchases

Arca Union Pay Co-badge
Back

ArCa UPI cobadge

Card currency

Armenian drams (AMD), US dollars (USD), Euros (EUR)

Card issuance

0

Instant card issuance

AMD 10,000

Card service fee

Per year

AMD 2,500

Per month

AMD 250

For non-resident foreigners having become Bank customers since 24.02.2022 – upfront payment of AMD 50 000

Supplementary card issuance

0

Annual service fee for a supplementary card

AMD 2,500

Annual interest rate (%) accrued on the card account balance 

0%

Cash withdrawal via Bank’s ATMs and POS-terminals or cash withdrawal from a Bank teller

AMD

Up to AMD 1,000,000 (inclusive)

0 %

For the amount exceeding  AMD 1,000,000

0.2 %

Via POS-terminal

0.2 %

USD

EUR

0.5 %, while cash withdrawal from a Bank teller with or without a card - 0.5%, but no less than AMD 500

Cash withdrawal via  ATMs and POS-terminals of other Armenian ArCa-member banks

0,8%

Cash  withdrawal via  ATMs and POS-terminals of foreign banks and Armenian non-ArCa member banks

1%,  min AMD 1.500

Depositing cash via cash-in ATMs of Evocabank and other ArCa-member banks

0.80%

Fee for cashless payments in stores using POS-terminals of the Bank and other banks

0

Card blocking

0

Card unblocking

AMD 1,000

Expired card replacement

0

Lost or damaged card replacement

AMD 2,500

New PIN generation

AMD 1,000

Monthly card account statement

0

Card account statement for a period over 1 month

AMD 1,000

Cash withdrawal limit

AMD 1 000 000 

Maximum number of daily cash withdrawal transactions

10

Maximum amount of cash withdrawal per transaction (via ATMs)

AMD 500,000 (depending on ATM type)

Fee for increasing daily limit of cash withdrawal transactions or their amount for the entire period of card validity 

Fee for changing cash withdrawal limit up to AMD 5 million

AMD 2 900

Fee for changing cash withdrawal limit equal to or over AMD 5 million

AMD 4 900

Card-to-card transfers via ATMs

Transfer to a Bank debit card

0.30%

Transfer to debit cards of other ArCa- member banks and  banks working with ArCa via H2H channel

0.50%

Card-to-card internal transfers via EvocaTouch/EvocaOnline apps

To a card in the same currency - 0%

To a card in another currency - 0.3%

Card-to-card transfers via EvocaTouch/EvocaOnline to debit cards of other ArCa-member banks and banks working with ArCa via H2H channel

0.50%

Transactional SMS

Transactions under AMD 5,000

AMD 20

Transactions above AMD 5,000

0

Penalty for overspending

20 % per year

 

[1] All fees include VAT.

[2] The fee will apply also to declined transactions, irrespective of the transaction amount.

video

Online and Mobile Banking

Evocabank is a fast, simple and innovative service bank, distinguished by the active use of the latest information technologies.

Become a client
qr-code
Download the Application