Rio Gift Card
All-in-one gift card

- The card will be issued free of charge.
- The Card may be loaded via the Bank’s and other banks’ payment terminals; no fee will be charged for loading it via the Bank’s payment terminals.
- No interest on the card account balance will be payable by the Bank.
- The Card will be valid until the last day of the month specified on the front of the Card.
- The gift card recipient must visit the Bank with an identity document to sign a Payment Card Agreement thus activating the Card.
- If during the card validity the Gift card recipient fails to visit the Bank for card activation, the card amount will not be returned.
- Upon expiry of the activated card, the Bank will start charging monthly service fee at 10 (ten) % of card account balance as of the expiry date.
- The remaining amount may be provided solely by transferring the amount to another gift card, based on the Customer’s/card recipient-cardholder’s application. Please note that the card amount may be transferred solely in case the gift cards are linked to the Customer’s account but are expired/lost/damaged. The Bank will charge a relevant fee for the transaction.
- The Bank will not be responsible for the losses incurred by the Applicant if they were due to the access of a third party to the Card and PIN-code or expiry of the Card validity.
- The Bank will not be held responsible for the events beyond its reasonable control.
- The Applicant must explain the rules of using the Gift Card and these Terms to the gift recipient.
- The Applicant consents to receiving promotional and informational messages from the Bank.
- The Bank and the Applicant will be responsible in cases and manner prescribed by the RA legislation.
- The Bank and the Applicant will be released from fulfilling their obligations in cases of occurrence of and during the force-majeure as acknowledged by the RA legislation.
- Issues not regulated by these Terms shall be governed by other internal legal acts of the Bank.
- Disputes and disagreements arising in connection with this Application-Agreement shall be resolved through mutual agreement. If an agreement cannot be reached, disputes shall be settled in accordance with the RA legislation.

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