Loans to legal entities
-
- Business loan
- Micro business loan
- Revolving credit line
- Small and medium business lending
- Lending to small and medium enterprises, Partner
- Non-repayable credit line
- Account lending
- GAF- Loan terms provided within the framework of program “Energy Efficiency for SMEs
- Simple business loan (without assessment)
- Simple business loan (with simplified assessment)
- Economic Modernization Measure (effective till December 31, 2023)
- Loans terms provided within the framework of the “European Investment Bank” program
- Loans provided within the framework of the Renewable Energy and Energy Saving
- Bank guarantees
- Factoring financing
- Terms of payroll projects
- Loans for Small and Medium-Sized Businesses “Liquid+”
- Lease
- Combined credit line terms in the framework of payroll projects
Revolving credit line
Currency |
AMD, USD, EUR |
Borrowers |
RA resident and non-resident legal entities and individual entrepreneurs |
Purpose |
Working capital replenishment |
Limit |
Up to AMD 1,000,000,000 or equivalent in foreign currency |
Provision method |
Non-cash |
Repayment period |
Up to 5 years |
Repayment method |
Any loan granted under the credit line can be repaid in the following ways:
|
Annual interest rate |
Starting from 12.5% for AMD, starting from 8% for USD, starting from 7% for EUR |
Penalty for loan principal and/or interest overdue |
|
Interest rate for the non-utilized part |
0 - 4 % |
Security |
|
Fees |
Credit account service fee in the amount of 0.5% of the loan amount, but not less than 20,000 AMD, maximum 100,000 AMD. In case if the loan amount is received in cash, a cash withdrawal fee is charged from the bank account according to the current tariffs |
State duties and other fees |
RA Authorized State Bodies.
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