Loans to legal entities
-
- Business loan
- Micro business loan
- Revolving credit line
- Small and medium business lending
- Lending to small and medium enterprises, Partner
- Non-repayable credit line
- Account lending
- GAF- Loan terms provided within the framework of program “Energy Efficiency for SMEs
- Simple business loan (without assessment)
- Simple business loan (with simplified assessment)
- Economic Modernization Measure (effective till December 31, 2023)
- Loans terms provided within the framework of the “European Investment Bank” program
- Loans provided within the framework of the Renewable Energy and Energy Saving
- Bank guarantees
- Factoring financing
- Terms of payroll projects
- Loans for Small and Medium-Sized Businesses “Liquid+”
- Lease
- Combined credit line terms in the framework of payroll projects
Loans provided within the framework of the Renewable Energy and Energy Saving
Currency |
AMD |
Borrowers |
|
Purpose |
In non-gasified and gasified communities:
|
Limits
|
|
Provision method |
Non-cash |
Repayment period |
Up to 96 months |
Annual nominal interest rate |
AMD - 12% |
Pledge |
|
Acceptable loan to value ratio |
|
Insurance |
Upon need |
Loan early repayment penalty |
No penalty is applied |
Penalty for loan principal and/or interest overdue |
|
Loan repayment method |
Annuity |
Requirements for the guarantors |
|
Fees |
Not applicable |
State duties and other fees |
|
Additional terms |
In case of refinancing of loans provided to legal entities and individual entrepreneurs, 20% co-financing is done |