Loans to legal entities
- Business loan
- Micro business loan
- Small and medium business lending
- Lending to small and medium enterprises, Partner
- Revolving credit line
- Non-repayable credit line
- Account lending
- GAF- Loan terms provided within the framework of program “Energy Efficiency for SMEs
- Simple business loan (without assessment)
- Simple business loan (with simplified assessment)
- Economic Modernization Measure (effective till December 31, 2023)
- Loans terms provided within the framework of the “European Investment Bank” program
- Loans provided within the framework of the Renewable Energy and Energy Saving
- Bank guarantees
- Factoring financing
- Terms of payroll projects
- Loans for Small and Medium-Sized Businesses “Liquid+”
Revolving credit line
Currency |
AMD, USD, EUR |
Borrowers |
RA resident and non-resident legal entities and individual entrepreneurs |
Purpose |
Working capital replenishment |
Limit |
Up to AMD 1,000,000,000 or equivalent in foreign currency |
Provision method |
Cash or non-cash |
Repayment period |
Up to 5 years |
Repayment method |
Any loan granted under the credit line can be repaid in the following ways:
|
Annual interest rate |
Starting from 12.5% for AMD, starting from 8% for USD, starting from 7% for EUR |
Penalty for loan principal and/or interest overdue |
|
Interest rate for the non-utilized part |
0 - 4 % |
Security |
|
Fees |
Credit account service fee in the amount of 0.5% of the loan amount, but not less than 20,000 AMD, maximum 100,000 AMD. In case if the loan amount is received in cash, encashment fee is applied according to tariffs of the Bank |
State duties and other fees |
RA Authorized State Bodies.
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