4U.am Gift card

When modernity meets creativity – resulting in a perfect gift.

Back

Card issuance is free of charge.
Card loading may be implemented via the Bank’s and other banks’ payment terminals, transactions via Bank’s terminals are free of charge.
No interest will be accrued on the card balance.
The card will be valid through the last day of the month indicated on the face of the Card.
The card recipient shall visit the Bank during the period of card validity with ID card and make a card issuance application-agreement with the Bank along with activating the Card.
Failure by the card recipient to visit the Bank and activate the Card, the Card amount will not be refunded.
After the expiration of the Card, the Bank will charge monthly service fee of 10% on the card account balance as of the expiration date.
The account balance may be refunded exclusively by transferring the balance to another Gift card. Notably, the account balance may be transferred solely to the Client’s Supplementary card if the Gift card is expired/lost/damaged. The Bank will charge a fee for the transaction.
The Bank will not be liable for the Applicant’s losses incurred as a result of lost card or PIN-code disclosed to a third party, as well as card expiration.
The Bank will not be liable for events beyond its control.