4U.am Gift card
When modernity meets creativity – resulting in a perfect gift.

Card type |
Arca Gift card |
Card currency |
AMD |
Gift card loading amount |
Minimum: AMD 10 000 |
Maximum: AMD 1 000 000 |
|
Card validity |
Within 6 months after card issuance |
4U.am Gift card transactions |
Merchant outlets in RA territory [1] |
Cash withdrawal |
Not allowed |
Minimum account balance |
N/A |
Annual interest rate accrued on card balance |
0% |
Cashless payments for goods and services |
Free of charge |
Card blocking |
Free of charge |
Card replacement |
Not allowed |
Fee for transferring the account balance to another card account [2] |
AMD 4 900 |
Application for issuance of new PIN-code |
AMD 1 000 |
Monthly account statement |
Free of charge |
Account statement for a period over one month |
Free of charge |
Transactional SMS |
Free of charge |
Penalty for overdrawing |
20% per year |
Expired card service fee |
10% of the card account balance as of the expiry day |
[1] Restrictions are imposed on the following transactions: cash withdrawal, cash crediting via payment terminals and non-cash transfer, card-to-card transfers, utilities payments, electronic wallets loading, betting/gambling transactions, as well as payment for financial services (including loan repayment, deposit replenishment, etc.).
[2] Card balance may be transferred to another Gift card only in case of the cards linked to the Customer’s account but expired/lost/damaged or not linked but still valid cards when it is possible to identify the Gift card buyer who may request a balance transfer.

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