
Credit limit provided by Visa Infinite credit cards
Our Visa Infinite partners can get a special credit limit with preferential conditions. The limit can be applied through the EvocaTouch application, on all days of the week and at any time, without additional paperwork and wasting time or by visiting any of our offices.
Online applications are approved automatically, 24/7, notification of application approval is received through the EvocaTouch app within minutes.
1. |
Eligibility |
RA resident-individuals aged 21 to 65, who are holders of the bank's Visa Infinite card. |
2. |
Currency |
Armenian drams |
3. |
Limit |
1,000,000 - 10,000,000 |
4. |
Limit type |
Revolving credit limit with grace period |
5. |
Disbursement method |
The credit limit will be transferred to Visa Infinite cards of the Bank. |
6. |
Nominal interest rate |
15% |
7. |
Grace period |
Up to 45 days |
8. |
Repayment period |
12-36 months |
9. |
Account statement day |
By the 10th of each month |
10. |
Payment method |
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11. |
Penalty for late payment of principal and interest |
For past due principal amount - 0.015% per day, For past due interest amount - 0.1% per day. |
12. |
Creditworthiness assessment /loan approval conditions/ |
A necessary condition for granting a loan is:
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13. |
Timelines for making decision on loan application approval or rejection |
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