Loans to legal entities
-
- Business loan
- Micro business loan
- Revolving credit line
- Small and medium business lending
- Lending to small and medium enterprises, Partner
- Non-repayable credit line
- Account lending
- GAF- Loan terms provided within the framework of program “Energy Efficiency for SMEs
- Simple business loan (without assessment)
- Simple business loan (with simplified assessment)
- Economic Modernization Measure (effective till December 31, 2023)
- Loans terms provided within the framework of the “European Investment Bank” program
- Loans provided within the framework of the Renewable Energy and Energy Saving
- Bank guarantees
- Factoring financing
- Terms of payroll projects
- Micro, Small and Medium-Sized Enterprise Financing by KFW Development Bank
- Loans for Small and Medium-Sized Businesses “Liquid+”
- Lease
- Combined credit line terms in the framework of payroll projects
Terms of payroll projects
|
Card type and service fee |
Management |
Visa Gold / MasterCard Gold |
Free of charge |
|
|
Other employee |
ARCA |
Free of charge |
||
|
Visa Classic / MasterCard Standard |
AMD 150 (monthly) |
|||
|
Card provision fee |
Free of charge |
|||
|
Encashment fee when encashing from Bank’s encashment points |
0 % |
|||
|
Encashment fee when using encashment points of ARCA system member banks |
0.8 % |
|||
|
Non-cash transaction |
0 % |
|||
|
Credit limit provision |
Management |
Up to ten times of the salary, maximum AMD 5 mln |
||
|
Other employee |
Up to eight times of the salary, maximum AMD 3 mln |
|||
|
Nominal interest rate of the credit line |
16 % annual |
|||
|
Other fees in regard to credit line provision |
Free of charge |
|||
|
Provision of remote systems: “EvocaTouch” and “EvocaOnline” |
Free of charge |
|||
