Evoca Online Deposit

Do you want to place a deposit with high interest rate but do not have time? You can place EvocaONLINE deposit without approaching the Bank! We will send all the documents to your e-mail.

Evoca Online Deposit
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“Evoca Online” with interest paid in the end of the term

Annual interest rate by term

91 - 180 days

181 - 365 days

366 -545 days

546 - 730 days

731 - 1095 days

AMD 100,000 - 25,000,000

6 %

8 %

9.75 %

10.25 %

10.75 %

USD 200 - 50,000

2 %

3 %

4.75 %

5.25%

5.75 %

EUR 200 - 40,000

1 %

1.5 %

2.75 %

3.25 %

3.75 %

RUB 30,000 - 3,000,000

5 %

6 %

6.5 %

-

-

  1. The deposit is accepted from Physical individuals solely through “EvocaTouche” or “EvocaOnline” remote systems. 
  2. In case of regular interest payment (monthly, quarterly, semi-annual, annual) for deposits in AMD an interest rate of 0.5% lower than the above-mentioned scale is defined, whereas for deposits in USD, EUR and RUB interest rate of 0.25% lower than the above-mentioned scale is defined.
  3. In case of placing deposit in AMD with possibility to replenish the amount 0.5% lower interest rate than the above-mentioned scale is defined, whereas for deposits in USD, EUR and RUB interest rate of 0.25% lower than the above-mentioned scale is defined. Deposit replenishment can be done solely through “EvocaTOUCH” or “EvocaONLINE” remote systems. The Depositor can replenish the deposit amount without minimal limit of replenished amount. The sum of all the replenished amounts cannot exceed:
    - In case of AMD, multiplier of the initial Deposit amount,
    -In case of USD, EUR and RUB the initial deposit amount.

During the last 3 (three) months of the Deposit agreement no replenishment is allowed.

  1. In case of early termination of the deposit agreement as per Depositor’s request, the Bank recalculates the interest according to the following rates:

Deposit currency

Annual interest rate by term

Up to 365 days

366 - 1095 days

AMD

0.5 %

8.75 %

USD

0.1 %

4.25 %

EUR

0.1 %

2.25 %

RUB

0.1 %

5 %

  1. Partial reduction of the deposit amount is not allowed.

Additional terms

  1. As per Customer’s request, the Bank can provide payment card without annual service fee.
  2. The types of the suggested payment cards according to the amount of the placed deposit can be found below:

Deposit currency/

card type

MasterCard Standard/ Visa Classic

MasterCard Gold/Visa Gold

VISA Infinite

AMD

500,000 – 25,000,000

25,000,001 –50,000,000

50,000,001 and above

USD

1,000 – 50,000

50,001 – 100,000

100,001 and above

EUR

1,000 – 40,000

40,001 –  100,000

100,001 and above

RUB

60,000 – 3,000,000

3,000,001 – 7,000,000

7,000,001 and above

In case of expiration of the deposit or early termination of the Deposit Agreement by the depositor, the service of the payment card provided for the deposit shall continue to be serviced without charging the annual service fee until the expiration of the payment card, except for Visa Infinite payment cards. In case of early termination or expiration of the Deposit Agreement by Visa Infinite payment card holders, the Visa Infiite payment card provided for the Deposit is closed or, if the customer wants, operates in accordance with the current rates and rates of the Bank.

Scheme of placing and returning deposits in Russian rubles:

  • Cash or non-cash funds denominated in Russian rubles will be returned in the manner of their initial placement (in cash and non-cash manner respectively), no fees will be charged for it;
  • In case a non-cash deposit in rubles is returned in cash, the bank will charge a fee for cashing out rubles according to the rate set as of the deposit withdrawal date;
  • In case a cash deposit in rubles is returned in non-cash manner, the bank will charge a cash entry fee set as of the deposit withdrawal date.

Attention:

  • Contractual relations between the bank and customers are regulated by TERMS AND CONDITIONS OF COMPLEX BANKING SERVICES, which are a public offering and considered as accepted once a duly filled out and signed bank service application is submitted by the customer personally or online. Terms and Conditions of Complex Banking Services can be found here.
  • Under the RA law On Withholding Tax, the interest paid by the bank to an individual depositor (resident and non-resident) will be subject to taxation at 10% of the gained income.
  • No other fees will be charged when signing a deposit agreement and during its validity. In case of withdrawing a cash deposit placed in non-cash manner, you will be charged with a cash withdrawal fee according to our Tariffs of Cash Operations.
  • Information on annual interest yield can be found in section Important information of Deposits.

Online and Mobile Banking

Evocabank is a fast, simple and innovative service bank, distinguished by the active use of the latest information technologies.

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