Commission Tariffs and Rates
ArCa Classic cards
|
ArCa Classic debit cards |
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Services |
ArCa AMD |
ArCa USD |
ArCa EUR |
ArCa RUB |
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|
Card issuance |
0 |
0 |
0 |
0 |
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|
Service fee/ in AMD |
Per year |
1 500 |
1 500 |
1 500 |
1 500 |
|
|
Per month |
190 |
190 |
190 |
190 |
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Supplementary card issuance |
0 |
0 |
0 |
0 |
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Supplementary card annual service fee |
1 500 |
1 500 |
1 500 |
1 500 |
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|
Annual interest rate accrued on card account balance, % |
0% |
0% |
0% |
0% |
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Cash withdrawal using Bank’s ATMs
|
· Up to AMD 300,000 (inclusive) per month – free of charge, · For the amount exceeding AMD 300,000 - 0.2 % |
0.5 % |
0.5 % |
0.5 % |
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|
Cash withdrawal with/without a card from a Bank teller |
In Bank's cash departments - 0.5% min, AMD 500 |
In Bank's cash departments - 0.5%, min AMD 500 |
In Bank's cash departments - 0.5%, min AMD |
In Bank's cash departments - 0.5%, min AMD 500 |
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Cash withdrawal via ATMs and POS-terminals of other banks |
1 % |
1 % |
1 % |
1 % |
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Depositing cash at Cash-In ATMs of the Bank and other Armenian ArCa member-banks |
0.6% |
0.6% |
0.6% |
0.6% |
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Cashless payments using the POS-terminals of the Bank and other banks |
0 |
0 |
0 |
0 |
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|
Card blocking |
0 |
0 |
0 |
0 |
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|
Card unblocking |
AMD 1,000 |
AMD 1,000 |
AMD 1,000 |
AMD 1,000 |
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|
Expired card replacement
|
0 |
0 |
0 |
0 |
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Stolen, damaged or lost card replacement |
AMD 1,500 |
AMD 1,500 |
AMD 1,500 |
AMD 1,500 |
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New PIN-code generation |
AMD 1,000 |
AMD 1,000 |
AMD 1,000 |
AMD 1,000 |
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|
Monthly account statement |
0 |
0 |
0 |
0 |
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Card account statement for a period over 1 month [1] |
AMD 1,000 |
AMD 1,000 |
AMD 1,000 |
AMD 1,000 |
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Cash withdrawal limit |
AMD 1 000 000 |
AMD 1 000 000 |
AMD 1 000 000 |
AMD 1 000 000 |
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Maximum number of daily cash withdrawal transactions |
10 |
10 |
10 |
10 |
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Maximum amount of cash withdrawal per transaction via an ATM |
AMD 300,000 (depending on ATM type)
|
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Fee for increasing daily limit of cash withdrawal transactions or their amount for the entire period of card validity. |
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Fee for changing cash withdrawal limit up to AMD 5 million
|
AMD 2 900 |
AMD 2 900 |
AMD 2 900 |
AMD 2 900 |
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Fee for changing cash withdrawal limit over AMD 5 million |
AMD 4 900 |
AMD 4 900 |
AMD 4 900 |
AMD 4 900 |
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Card-to-card transfers via ATMs |
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Transfer to a Bank debit card |
0.3 % |
0.3 % |
0.3 % |
0.3 % |
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Transfer to debit cards of other ArCa member-banks and banks working with ArCa via H2H channel |
0.5% |
0.5% |
0.5 % |
0.5 % |
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Card-to-card transfers via EvocaTouch/EvocaOnline within the Bank |
To the same currency card- 0% |
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To another currency card - 0.3% |
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Card-to-card transfers via EvocaTouch/EvocaOnline to debit cards of other ArCa member-banks and banks working with ArCa via H2H channel |
0.5% |
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SMS notification on transactions |
Transactions under AMD 5,000 [2] |
AMD 20 |
AMD 20 |
AMD 20 |
AMD 20 |
|
|
Transactions exceeding AMD 5,000 |
0 |
0 |
0 |
0 |
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Penalty for card overspending |
20 % per year |
20 % per year |
20 % per year |
20 % per year |
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[1] Fees include VAT.
[2] The fee will apply also to messages on declined transactions, irrespective of their amounts.
