Commission Tariffs and Rates
Mastercard World Digital cards
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Mastercard World Digital cards |
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Card type |
Mastercard World Digital |
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Card currency |
AMD, USD, Euro |
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Visa Digital card service fee |
0 AMD* |
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Minimum balance |
Not required |
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Annual interest rate accrued on card balance[1] |
0% |
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Issuance or reissuance of PIN-code |
AMD 2,000 |
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From bank ATMs, POS-terminals |
AMD - 2 % |
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USD - 2 % |
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Euro - 2 % |
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From the ATMs and POS-terminals of the banks -members of ArCa |
2.5 % |
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From the ATMs and POS-terminals of other banks |
2.5 %, min AMD 1,500 |
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Maximum daily limit of cash withdrawal |
Cumulative amount |
AMD 1,000,000 or foreign currency equivalent |
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Number of withdrawals |
10 |
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Maximum limit per ATM withdrawal transaction
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AMD 300,000 to AMD 400,000 (subject to ATM type) |
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Depositing cash at Bank’s payment terminals |
0 |
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Maximum limit per cash depositing transaction at bank’s payment terminals |
AMD 100,000 |
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Depositing cash (ATM CASH-IN)2 at ATMs of the Bank and other banks – members of ArCa |
0.6 % |
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Card account replenishment through non-cash transfer |
0 |
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Fee for cashless payment for goods and services |
0 |
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Money transfers |
Card-to-card transfers between the Bank cardholders |
0.3 % |
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Transferring money from a card to a card of other banks-members of ArCa and banks working with ArCa through H2H connectivity |
0.5% |
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Card blocking |
0 |
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Card unblocking (in case of wrong PIN-code or CVV) |
AMD 500 |
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Card re-issuance upon card expiry |
0 |
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Card re-issuance for other reasons |
AMD 2,000 |
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Monthly card account statement |
0 |
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Card account statement for more than 1 month transactions [3] |
0 |
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SMS notification on transactions |
Transactions equal to or below AMD 5,000 [4] |
AMD 20 |
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Transactions over AMD 5,000 |
0 |
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Fee for increasing the number or limits of cash withdrawal transactions |
0 |
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Card transaction dispute form [5] |
AMD 5,000 |
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Penalty for card overspending |
20% per year |
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Possibility of getting a credit limit |
Маy be available under the terms and conditions as defined in Lending Terms and Fees |
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*Up to 30.04.2024
[1] Interest will be paid on a quarterly basis.
[2] Cash withdrawal from and cash payment to Digital cards through the ATMs (ATM CASH-IN) of the Bank and other banks -members of ArCa will be possible only in case of availability of a PIN-code.
[3] Fees include VAT.
Minimum account balance on which interest will be accrued.
[4] The fee will be charged also for SMS notification on declined transactions, irrespective of the transaction amount.
[5] Will be charged only in cases when as a result of appealing the transaction it was revealed that the transaction was executed by the customer or the transaction was made possible due to breach of card rules by the customer.
