Commission Tariffs and Rates
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- Payment Cards
- Visa Digital cards
- Visa Vision cards
- ArCa Classic cards
- Social account (pension) cards
- Mastercard World Digital cards
- Evoca Gift Card
- Mastercard Digital Gift Card
- Evoca Travel Card
- 4U.am Gift card
- Homplex Gift card
- MyLer Gift card
- Visa Infinite cards
- Visa Platinum debit cards
- Wilco Card
- Arca Union Pay Co-badge cards
Mastercard World Digital cards
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Card type |
Mastercard World Digital |
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Card currency |
AMD, USD, Euro |
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| Mastercard World Digital card service fee | 1 000 per year (if Mastercard World Digital cards are obtained within the promo campaign before 01.02.2027, the cards will be serviced free of charge during the entire period of their validity) | ||
| Mastercard World Digital card service fee for foreigners | Upfront payment of 50 000 | ||
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Required minimum balance |
Not applicable |
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Annual interest accrued on card account balance [1] |
0% |
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PIN issuance/reissuance |
AMD 2,000 |
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Cash withdrawal[2]
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From the Bank's teller directly from card account (without using a POS-terminal) |
According to cash withdrawal fees |
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From Bank ATMs, POS-terminals |
AMD - 2 % |
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USD - 2 % |
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Euro - 2 % |
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From ATMs and POS-terminals of RA banks-members of ArCa |
2.5 % |
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From ATMs and POS-terminals of other banks |
2.5 %, min AMD 1,500 |
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Maximum daily cash withdrawal limit |
Transaction amount |
AMD 1,000,000 or foreign currency equivalent |
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Transaction number |
10 |
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Maximum amount of cash withdrawal per transaction |
Minimum AMD 300,000 (subject to ATM type) |
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Account crediting via Bank’s payment terminals |
0 |
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Maximum amount of account crediting via Bank’s payment terminals per transaction |
AMD 100,000 |
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Account crediting via ATMs (ATM CASH-IN)2 of the Bank and other banks-members of ArCa |
0.6 % |
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Electronic funds transfer to card account |
0 |
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Fee for cashless payment for goods and services |
0 |
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Transferring funds via EvocaTouch/EvocaOnline within the Bank |
To same currency card - 0% |
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To another currency card - 0.3% |
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Transferring funds via EvocaTouch/EvocaOnline to payment cards of other ArCa member banks and banks working with Arca via H2H channel |
0.5% |
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Card blocking |
0 |
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Card unblocking (in case of wrong PIN or CVV input) |
AMD 500 |
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Expired card replacement |
0 |
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Card replacement for other reasons |
AMD 2,000 |
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Monthly account statement |
0 |
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Card account statement for a period over 1 month [3] |
0 |
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Transactional SMS |
Transactions up to AMD 5,000[4] |
AMD 20 |
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Transactions exceeding AMD 5,000 |
0 |
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Fee for increasing the number and amount of cash withdrawals |
0 |
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Card transactions appeal fee[5] |
AMD 5,000 |
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Penalty for overspending |
20% per year |
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Access to credit limit |
May be available, under the Lending terms and conditions and lending fees |
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[1] Interest accrued will be paid on a quarterly basis.
[2] Cash withdrawals/credits from/to Digital cards via ATMs (ATM CASH-IN) of the Bank and other ArCa member banks are possible only if PIN-code is available.
[3] Fees include VAT.
The minimum balance on which interest will accrue.
[4] SMS fees will apply also to declined transactions, irrespective of the transaction amount.
[5] Will be charged only in cases when as a result of disputing the transaction it was revealed that the transaction was made by the customer or as a result of violation by the customer of card rules.
