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Tariffs
Tariffs for commissions

Commission Tariffs and Rates

Current Accounts

1. Current Accounts
Current account currency				Armenian drams
				US dollars
				Euros
				Russian rubles
				British pounds
				Swiss francs
				Canadian dollars
				Chinese Yuan rmb
				UAE Dirhams
				Japanese yens
				Kazakhstani tenge
				Belarusian rubles
Lump-sum fee for account opening^[1]
a) individuals	At Bank's premises[2]					AMD 2,000
	Via remote service systems					0
	Non-resident foreigners					AMD 10,000
b) legal entities registered in Armenia						0
c) non-resident legal entities						AMD 100,000
d) government support account						0
e) customers with a Prime status						0
f) resident foreigners – sole proprietors						AMD 100,000
Account maintenance
a) individuals			0
b) legal entities			Residents		Non-residents
			For each account - AMD 2,000 per year		For each account – AMD 10,000 per month
c) resident foreigners registered as sole proprietors				For each account – AMD 10,000 per year
d) customers with a Prime status				0
Account closing				0
Minimum account balance
a) individuals/ Government support account				0
b) legal entities				0
Provision of account statements and payment documents on implemented transactions, once every 30 days							0
Issuance of account statements for submission to the tax authorities (RA SRC) as part of tax control							0
Provision of duplicates of account statements and payment documents [3]				Document issued between 1 to 12 months ago – AMD 1,000. Document issued more than 1 year ago - AMD 2,000.
Cashless crediting of the account				0
Annual interest rate accrued on account balance [4]
AMD		Up to AMD 5 million		0 %
		Equal to or over AMD 5 million		1 %
Foreign currency				0 %
Government support account^[5]				4.5 %
Issuance of bank certificates [6] (Effective 01/07/2026)
For legal entity-customers
In the regular form of the Bank				AMD 3,000
In the form other than the regular one				AMD 5,000
For natural person-customers
Electronically (in standard and non-standard formats)				AMD 0
In a hard copy, for the first time during a calendar year (in standard and non-standard formats)				AMD 0
In a hard copy, for the second and subsequent times during a calendar year				As per the Bank’s standard form template	AMD 3,000
				In another format	AMD 5,000
Issuance of bank statements in response to audit inquiries (except for RA banks) [7]				AMD 10,000

[1] Will be charged at the time of account opening as a one-time fee, irrespective of the number of accounts to be opened.

[2] The fee will not apply to the accounts opened for servicing bank deposits.

[3] The fees include VAT.

[4] Interest will be accrued on a quarterly basis.

[5] Interest will be accrued on an annual basis.

[6] The fees include VAT.

[7] The certificate will refer to the period indicated by the customer to include, as respected by the customer, the relevant account balance, the customer's outstanding liabilities to the Bank as well as information on existence or absence of Bank's liabilities to the customer. In this context, the ‘customer’ notion includes also the natural person who at the time of submission of the application has not been registered as a customer of the Bank.