Commission Tariffs and Rates
Visa Platinum debit cards
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Visa Platinum debit cards |
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Card issuance |
0 |
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Annual service fee |
AMD 30,000 |
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Annual service fee for non-resident Bank customers since 24.02.2022 |
AMD 90,000 |
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Issuance of a supplementary card (Visa Platinum or Visa Classic) |
0 |
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Annual service fee for a supplementary card [1] |
Visa Platinum |
AMD 15,000 |
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Visa Classic |
0 |
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Required minimum balance |
0 |
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Annual interest rate (%) accrued on the card account balance |
N/A |
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Cash withdrawal via Bank’s ATMs and POS-terminals or cash withdrawal from a Bank teller |
AMD |
0.5 % |
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US dollars and Euros |
1 % |
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Other currencies |
1 % |
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Cash withdrawal via ATMs and POS-terminals of other Armenian ArCa member banks |
1 % |
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Cash withdrawal via ATMs and POS-terminals of foreign banks and Armenian non-ArCa member banks |
1.5 %, min AMD 1,500 |
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Fee for cashless payments in stores using POS-terminals of the Bank and other banks |
0 |
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Card blocking |
0 |
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Card unblocking (in case of wrong PIN or CVV input) |
AMD 1,000 |
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Expired card replacement |
0 |
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Stolen, damaged or lost card replacement |
AMD 10,000 |
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New PIN generation at the Bank's offices |
AMD 1,000 |
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PIN generation via Evoca Touch app |
0 |
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Monthly card account statement |
0 |
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Card account statement for another service period |
0 |
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Account crediting via the payment terminals within the Bank premises |
0 |
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Account crediting via ATMs (ATM CASH-IN) of ArCa member banks |
0.8 % |
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Transaction notification in Evoca Touch app |
0 |
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Transactional SMS |
Up to AMD 5,000 |
AMD 20 |
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Over AMD 5,000 |
0 |
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Penalty for overspending |
20 % per year |
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Card-to-card transfers via ATMs |
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Transfer to a Bank debit card |
0.3 % |
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Transfer to debit cards of other ArCa member banks and banks working with ArCa via H2H channel |
0.5 % |
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Card-to-card internal transfers via EvocaTouch/EvocaOnline apps |
To a card in the same currency |
Free of charge |
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To a card in another currency |
0.3% |
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Maximum transaction amount of card-to-card transfer via EvocaTouch/ EvocaOnline app to debit cards of other ArCa member banks and banks working with ArCa via H2H channel |
AMD 700,000 |
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Card-to-card transfers via EvocaTouch/EvocaOnline to debit cards of other ArCa member banks and banks working with ArCa via H2H channel |
0.5 % |
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Fee for reviewing credit limit request |
0 |
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Fee for reviewing credit limit increase request |
0 |
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Cash withdrawal limit |
AMD 2,500,000 |
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Maximum number of daily cash withdrawal transactions |
10 |
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Maximum amount of cash withdrawal per transaction (via ATMs) |
AMD 500,000 |
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Fee for increasing daily limit of cash withdrawal transactions or their amount for the entire period of card validity |
Up to AMD 5 mln |
AMD 2,900 |
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Over AMD 5 mln |
AMD 4,900 |
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Card transaction appeal fee [2] |
AMD 5,000 |
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Expired card service fee |
AMD 2000 per month, if the funds in the account are insufficient – charging the funds in the account |
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[1] For foreigners: a three-fold base fee and for a supplementary card - upfront payment of a five-year service fee.
[2] Charged only if, as a result of the dispute process, it is determined that the transaction was carried out by the customer or occurred due to the customer’s violation of the card usage rules.
