Action
Get Action online loan 24/7 with the help of EvocaTOUCH app.
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Loan purpose |
The loan is provided by submitting an application through the Bank's EvocaTouch remote control system, for the purpose of ordering or purchasing goods (works, services) intended for personal, family, home or other use, not related to business activities. |
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Eligibility |
RA resident natural persons aged 21-58 who are clients of the bank. |
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Loan currency |
AMD USD EUR |
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AMD |
310,000 – 10,000,000 |
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USD |
500-20,000 |
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EUR |
500-20,000 |
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The procedure for issuing a loan |
The loan is provided in a non-cash way by crediting the client's account. |
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Annual interest rate1 |
AMD |
18% - 21.5%1
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USD |
13.5% – 18%1 |
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EUR |
12% – 17% 1
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Loan repayment period |
24 – 60 months |
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Loan repayment method |
Annuity |
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Charged fees |
Not applicable |
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Penalty for overdue loan principal and interest |
For overdue principal - 0.015% per day, For overdue interest - 0.1% per day. |
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Timeframe for making decisions on approving or rejecting the loan application |
The decision on approval or rejection of the loan application is made within seconds The loan is provided to the Borrower in case of the Bank’s positive decision within 1 (one) business days upon completion of the pledging process. |
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[1]The maximum loan amount and annual nominal interest rate are determined according to the customer's creditworthiness assessment
Online and Mobile Banking
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