Action

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Loan purpose	The loan is provided by submitting an application through the Bank's EvocaTouch remote control system, for the purpose of ordering or purchasing goods (works, services) intended for personal, family, home or other use, not related to business activities.
Eligibility	RA resident natural persons aged 21-65
Loan currency	AMD
Loan amount	AMD	310,000 – 10,000,000
The procedure for issuing a loan	The loan is provided in a non-cash way by crediting the client's account.
Annual interest rate	Nominative	18% - 21.5%
	Actual	19.58 %- 23.79 %
	The annual nominal interest rate of the loan is determined according to the customer's creditworthiness assessment.
Loan repayment period	24 – 60 months
Loan repayment method	Annuity
Charged fees	Not applicable
Penalty for overdue loan principal and interest	For overdue principal - 0.015% per day, For overdue interest - 0.1% per day.
Timeframe for making decisions on approving or rejecting the loan application	The decision on approval or rejection of the loan application is made within seconds The loan is provided to the Borrower in case of the Bank’s positive decision within 1 (one) business days upon completion of the pledging process. If the loan is not approved within 72 hours after the credit offer is received by the customer, the offer is automatically rejected.