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Tariffs
Tariffs for commissions

Commission Tariffs and Rates

Social account (pension) cards

Provided services	MasterCard Standard/ AMD
Card provision and servicing	0
Non-deductable balance of the card account	0
Annual interest rate calculated on the positive balance of the card account	3%
Encashment of funds from bank (card) account (at the service points of the Bank)	0
Encashment of funds from the card account (from the service points of other banks operating in RA) through ATM and POS of RA banks that are member of “ArCa” system	0.5%
Encashment via cards through ATM and POS of foreign banks, as well as banks that are not member of “ArCa” system	1% min AMD 1,500
Non-cash transaction	0
Card blocking (upon cardholder’s request)	0
Card reissuance in case of expiration of the card validity	0
Return of the card retained by the ATM (in bank service points)	0
Card unblocking^[1]	AMD 1,000
PIN code reissuance	0
Card resistance in case of loss or damage	0
Requests on PIN code generation	0
Provision of monthly card statement	0
Provision of statement for the period earlier than 1 month ^[2]	AMD 1,000
SMS notification on performed transaction
Transactions up to AMD 5,000^[3]	AMD 20
Transactions exceeding AMD 5,000	0
Card to card transfer through www.arca.am website and ATMs
For the benefit of the customers of the other banks that are member of ArCa system	0.5%

[1] The service is provided free of charge for the first case and later according to the commission fee in accordance with the table
[2] Commissions include VAT
[3]The tariff also applies to the SMS message sent in case of transaction rejection, regardless of the amount of the transaction.