Commission Tariffs and Rates

ArCa Classic cards

                                                                             ArCa Classic payment cards

Service

ArCa AMD

ArCa USD

ArCa EUR

ArCa RUB

Card issuance

0

0

0

0

Card service/ AMD

Annual

1 500

1 500

1 500

1 500

Monthly

190

190

190

190

Additional card issuance

0

0

0

0

Annual service of additional card

1 500

1 500

1 500

1 500

Interest accrued on card balance per year

0%

0%

0%

0%

Cash withdrawal from Bank ATMs

Equal to or less than  AMD 300,000
per month – free of charge; 
аbove AMD 300,000 per month -   0.2 %

0.5 %

0.5 %

0.5 %

Teller cash withdrawal with or without a payment card

Withdrawing cash from Bank cash counter - 0.5% min AMD 500

Withdrawing cash from Bank cash counter - 0.5% min AMD 500

Withdrawing cash from Bank cash counter - 0.5% min AMD 500

Withdrawing cash from Bank cash counter - 0.5% min AMD 500

Cash withdrawal from ATMs and POS-terminals of other banks

1 %

1 %

1 %

1 %

Depositing cash at Cash-In ATMs of Evocabank and other banks-members of ArCa

0.6%

0.6%

0.6%

0.6%

Cashless transactions using POS-terminals of the Bank and other banks

0

0

0

0

Card blocking

0

0

0

0

Card unblocking

AMD 1,000

AMD 1,000

AMD 1,000

AMD 1,000

Re-issuance of expired card

0

0

0

0

Reissuance of lost or damaged card

AMD 1,500

AMD 1,500

AMD 1,500

AMD 1,500

Reissuance of PIN-code

AMD 1,000

AMD 1,000

AMD 1,000

AMD 1,000

Monthly card account statement

0

0

0

0

Card account statement for a period over 1 month [1]

AMD 1,000

AMD 1,000

AMD 1,000

AMD 1,000

Fee for increasing the daily number or limits of cash withdrawals  for the entire period of card validity

Changing cash withdrawal limit up to AMD 5 million

AMD 2,900

AMD 2,900

AMD 2,900

AMD 2,900

Changing cash withdrawal limit to be equal to or above AMD 5 million

AMD 4,900

AMD 4,900

AMD 4,900

AMD 4,900

Card-to-card transfers using www.arca.am  and ATMs

In favor of Bank customers

0.3 %

0.3 %

0.3 %

0.3 %

In favor of customers of other banks-members of ArCa

0.5%

0.5%

0.5 %

0.5 %

SMS-notification on transactions

Up to AMD 5,000 [2]

AMD 20

AMD 20

AMD 20

AMD 20

Above AMD 5,000

0

0

0

0

Penalty for card overspending

20 % per year

20 % per year

20 % per year

20 % per year

[1] Fees include VAT.

[2] The fee will be charged also for SMS notification on declined transactions, irrespective of the transaction amount.