Guaranteed Loans
Do you need money to bring new ideas to life? Make them real with Evocabank!

Loan purpose |
The loan is granted for the purpose of ordering or purchasing goods (work, services) for personal, family, home or other use not related to business activities. |
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Who can apply |
Individual residents of RA between the age of 18-63, whose age will not exceed 63 years throughout the loan service period or have a co-borrower meeting the above criteria throughout the loan service period. |
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Loan currency |
AMD, USD, EUR |
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Loan amount |
AMD |
1,000,000 – 5,000,000 |
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USD |
2,000 –10,000 |
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EUR |
1,500-8,000 |
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Loan repayment period |
36 months |
AMD |
1,000,000-2,000,000 |
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USD |
2,000-4,000 |
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EUR |
1,500-3,000 |
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36-60 months |
AMD |
2,000,001-5,000,000 |
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USD |
4,001-10,000 |
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EUR |
3,001-8,000 |
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Annual nominal interest rate |
AMD |
20% |
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USD |
16.5 |
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EUR |
15.5% |
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Early loan repayment penalty |
No early payment fee is applicable |
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Penalty for loan principal and/or interest overdue |
For overdue principal - 0,015 % daily, |
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Loan provision methods |
AMD |
Non-cash |
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USD, EUR |
Non-cash: transferring to card account |
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Loan repayment security measure |
AMD 1,000,001-3,000,000 |
Guarantee of at least 1 (one) physical individual or 1 (one) legal entity |
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USD 2,000-6,000 |
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EUR 1,500-5,000 |
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AMD 3,000,001-5,000,000 |
Guarantee of at least 2 (two) individuals |
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USD 6,001-10,000 |
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EUR 5,001-8,000 |
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Deadlines for approving or rejecting loan provision |
· The decision to approve or reject the loan is made within 3 (three) working days maximum, after fully providing all the initial documents requested by the Bank. |
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Other terms |
Foreign currency loan are provided via payment cards. Loans provided in AMD are credited to the Bank account. The person related to the loan applicant (family member or joint venture) should not have a valid loan of this type. |


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